1666 Newbridge Road,
Building a successful business is enough hard work, without the added headache of finding affordable, quality health insurance.
Whether you're just starting out or own a small business with multiple employees, you're going to need help finding and securing health coverage.
Going into business for yourself can be a bit of a gamble. But not insuring yourself, family, or employees only raises the stakes. The two groups who should be most interested in a group health plan are:
Health insurance helps protect your finances in the following ways:
There are two primary categories of health insurance for small business owners and self-employed persons to choose from:
After that, there are more plan options to choose from:
Preferred Provider Organization (PPO) plans are the most popular for individuals and families. It’s your responsibility to make sure that the health care providers you visit participate in the PPO. A PPO plan may be right for you, if:
Health Maintenance Organization (HMO) plans offer health care services through a network of providers who contract exclusively with the HMO or who agree to provide services to members. An HMO plan may be right for you if:
Health Savings Accounts (HSA) eligible plans are usually PPO plans with higher deductibles, designed for use with HSAs. Similar to a flexible spending account (FSA) or 401(k), an HSA is a special bank account, which allows participants to save pre-tax money, specifically for future medical expenses. An HSA-eligible plan may be right for you if:
Indemnity plans allow members to direct their own health, visiting any doctor or hospital they like most. Because of this freedom, Indemnity plans are sometimes more expensive than other types of plans. An Indemnity plan may be right for you, if:
Newbridge Coverage specializes in covering local New York businesses owners like you. We have everything you need, including:
At Newbridge Coverage we have provided NY group health insurance for the forward thinking businesses of New York since 1956. This includes keeping up on all of the changes in the industry brought about by the economy and new laws.
In these turbulent times and on this changing health insurance landscape, you need to review your group health policy every year. So, complete the Protection Savers Form below, today-before the next open enrollment period. We will then contact you to discuss your needs and provide you with enough viable group health quotes to select from.