1666 Newbridge Road
Keeping your employees safe at work is important to most business owners. But when a worker does suffer an injury, workers compensation coverage provides your employees with protection they need, and also, provides you with peace of mind.
Workers compensation insurance is often mandatory for many businesses if they have employees, no matter what the job requires. It covers medical costs and a portion of lost wages for employees who become injured or ill on the job.
Workers compensation is like an airbag for your business. When trouble strikes, it deploys to help your employee get back to work as fast as possible, minimizing the damage to your business.
If that sounds like a luxury to you, keep in mind, it's probably a good thing for your business. Imagine having to pay for a slip-and-fall accident out of your business checking account.
It’s a good thing for you and your employees.
Workers comp insurance may also protect you from being sued by employees for workplace conditions, when a court finds your company liable in causing an injury or illness to your employees.
If you are like most firms, you purchase the insurance. However, you do so while seeking ways to reduce the cost.
Act now and contact Newbridge Coverage. Having insured businesses in the New York area since 1956, we can help save you a substantial amount of money by examining the following four areas as they pertain to your business:
Under normal circumstances, fault does not matter in a workers compensation claim. And each state has its own workers compensation system, which is a mandated program to compensate employees who are injured in a workplace accident or rendered ill because of the job.
It’s designed to ensure payment by employers for some part of the cost of injuries, or in some cases, of occupational diseases, contracted by employees in the course of their work.
Since workers comp insurance typically only covers injuries or illnesses when they occur as a result of duties performed on the job or while at work, the scope of the coverage of the policy is limited to duties performed by employees.
Injuries that may be covered by workers comp insurance include lifting heavy equipment, slipping on a wet or oily surface, or sustaining injury, due to fires or explosions.
Workers Compensation Insurance may cover:
It does not cover:
We specialize in covering local businesses like yours. We have everything you need right here, including:
It pays to review your policy yearly to make sure you are receiving all of the discounts your business is entitled to. So, complete the Protection Savers Form below, today. Allow us to contact you and provide several quotes for your workers compensation insurance.
At Newbridge Coverage we have provided workers compensation insurance for the businesses of our city for a long time. You will receive valuable, accurate insurance information pertaining to the workers compensation aspect of your business.