Posted on 8/28/2019 5:03 AM By John Glanzman
Student life. It's a busy time for them and an expensive time for you. On
top of all the mounting college costs, you still need to find the money to
keep them on your family insurance policy.
Or do you?
There may be options, including temporarily removing them or getting their
own policy. But when does that make sense? And are there options to save
money on their coverage?
For the answers, read on…
Should You Keep a Student on Your Family Auto Policy?
The first and most important decision to make is whether you should keep
your student on your family auto policy.
For example, if he or she won’t be driving or taking a car with them while
they're away at college, you might consider removing their coverage.
That will likely produce a big saving of perhaps thousands of dollars a
year. But there's a significant downside.
For a start, their continuously-insured record will be disrupted, which
could result in higher initial premium costs wh ...
Posted on 4/16/2019 8:00 AM By John Glanzman
Getting a boat of jet ski ready for the season can seem like big chore. You
know you have to do it but you just want to get out on the water.
But there's a way to make the task easier and faster, without missing any
key jobs. It's simple. Follow a careful checklist -- and make it the same
one each year.
The first and most important thing is to do it at the right time. Do it too
early and you'll end up doing it twice. Leave it too late and you'll miss
some of the fun of the early season.
Obviously timing varies according to location and, as it happens, mid to
late April is exactly the best time in New York's coastal waters, lakes and
(If you happen to be reading this in another part of the country, here's a
useful map showing when it's safe to dewinterize:
When you're ready to dewinterize, make sure you allow yourself plenty of
time. Rushed jobs may lead you to overlook key checks or to do them
Posted on 2/25/2019 8:29 AM By John Glanzman
How to be a Pro When Winterizing your Home
Just when we least expect it, winter can still strike a deadly blow in our region. It not only puts personal safety at risk but also can lead to costly damage to homes.
Yet, a few basic winterizing steps are often enough to prevent this type of damage. If you haven’t already taken them, it's definitely not too late to take action.
And it needn't cost a fortune. It's perfectly feasible to winterize a home on a budget. In fact, some of the most effective precautions you can take are also among the lowest cost measures.
Furthermore, the time and money you invest now could see your home more effectively protected in future years -- as well as adding to its year-round energy efficiency.
What do I need to winterize my home?
When people ask, "How do I winterize my home?", there's often a simple one-word answer that encompasses most of the tasks: Insulate.
If you wrap insulating materials around your water and gas pipes, especially any that run out ...
Posted on 10/23/2018 8:58 AM By John Glanzman
Pinktober: Test Your Breast Cancer Awareness and Help Others Do the Same
October is Breast Cancer Awareness Month -- not just in New York State, not just in the US, but also in many countries across the world.
That gives some idea both of the scales of concern about this disease, which is the most commonly diagnosed cancer among American women. One in every eight women will get the disease.
But there are 3.3 million survivors in the US today. And there are lots of things you can do, both for yourself and others, to raise awareness, understand the risk factors, and take action to cut those risks or get treatment if needed.
Despite the high incidence of the disease, death rates are actually falling thanks in part to greater awareness about it.
Here at Newbridge Coverage, we want to play our part in this global campaign by putting breast cancer and this year's awareness campaign in the spotlight -- or should that be under the microscope?!.
Breast Cancer Awareness: Facts & FAQs
Posted on 9/18/2018 5:28 AM By John Glanzman
Don’t Be A Distracted Driving Statistic
Technology has transformed our driving lives, mostly for the better. It can guide us to previously impossible-to-find locations and entertain our kids. And now it's learning to drive our cars better than we can -- at least that's the hope.
But technology can also kill -- when it distracts us from the demanding task of focusing on our driving. In fact, distracted driving causes between 3,000 and 5,000 distracted driving deaths in 2018 and earlier years, and a further 400,000 car crash injuries.
It's easy to think that just because you've been driving for many years, it's a piece of cake. That can be true. But when fate throws a wild pitch in our path, we need all our reflexes and focus to deal with it.
All sorts of things can distract us -- our phones, our passengers, our pets, sidewalk activities, loose items rolling around the floor, the music player, grooming routines that should have been done at home, eating and snacking, a sneeze, and a swish of pipin ...
Posted on 9/11/2018 8:28 AM By John Glanzman
Keeping our Children Safe at School
With most schools now back in full session and darker nights drawing in, this is the time our thoughts turn to issues of student safety, from kindergarten to college.
When we think of school safety, maybe in the current climate, our imaginations spring immediately to the risks of intruder and gun incidents.
It's a major issue for us all, including parents on Long Island and across the state. But, without wanting to minimize these risks, there's a lot more to everyday school safety for our kids that we need to consider.
With that in mind, here are some tips to help make our young students' lives safer and more secure:
On foot, two wheels, by bus or auto? However students travel, they're exposed to many hazards en route. Their safety can be enhanced by ensuring:
They wear high visibility clothes.
They know the best and safest route to school. It's a good idea to practice this with them now and then.
They know and understan ...
Posted on 6/20/2018 7:30 AM By John Glanzman
If you have good homeowners or renters insurance, you probably leave home for your annual vacation trip or business travel with a sense of peace of mind -- knowing that the property you left behind is protected by your policy.
Posted on 3/27/2018 5:00 AM By John Glanzman
Get your wheels ready for spring. These tips for your RV and Motorcycle will get you ready for the road season!
Posted on 3/20/2018 4:36 AM By John Glanzman
These tips will help you prepare your boat for the upcoming season. Getting things ready now means you're more likely to have a trouble-free spring and summer of boating. Newbridge Coverage is your NY boat insurance specialists. Contact us today for your free boat insurance quote 516-781-9000.
Posted on 2/21/2018 10:30 AM By John Glanzman
From inside your home to the outside, this list of spring cleaning tips will help you get ready for the new season. Newbridge Coverage wants to make sure your home is prepared for the change of the seasons.
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