Long Island Home Insurance

Purchasing Long Island home insurance can get confusing, and at Newbridge Coverage Corp. we understand this. Although you are not legally required to purchase homeowner's insurance in Long Island as you are with car insurance in Garden City for example, many mortgage companies are requiring it as part of their finance agreements with home owners. If you are faced with the sometimes daunting task of shopping for homeowner’s insurance, don’t fret! Newbridge Coverage Corp. is an independent insurance agency that can shop multiple carriers to get you the best home insurance policy available to you!

Homeowner’s coverage doesn’t have to be difficult to understand. Typically, a basic New York homeowner’s insurance policy will cover the following:

• The structure of your home
• Replacement costs
• Personal possessions (up to a set limit)
• Living expenses in case of a disaster
• Liability

You can also add supplemental policies such as:

• Valuable Articles/Floater policies (i.e. Jewelry Insurance)
• Long Island Flood insurance policies
• Earthquake policies
• Long Island Umbrella insurance policies (additional liability)
• Animal Liability (liability issues due to household pets)

The needs of every home owner are different and your home insurance policy should reflect that. If you currently do not own your own home, that's OK because we also write Long Island renters insurance too. The agents at Newbridge Coverage Corp. will create a homeowner’s insurance policy that will best suit you and your family whether you live in. Contact us today for more information on our comprehensive homeowner’s insurance policy options. Fill out our quick and simple form for a free home insurance quote!